Data breaches have become a regular occurrence. While it is challenging to keep them all straight, the net result has been more than four billion compromised files in the first half of 2019 alone.
Those breaches include information on personal identity, social media, social security numbers, and passwords, and people are taking notice.
There are many simple ways to improve your identity protection. Common solutions include using a password manager, not posting your mother’s maiden name online, and never giving out your social security number.
If you want additional peace of mind, though, you can opt for comprehensive coverage from a reputable identity reporting company.
Table of Contents:
- What is Identity Protect?
- Identity Protect Services
- Costs and Fees
What is Identity Protect?
As the name suggests, Identity Protect offers customers comprehensive identity protection services. Their offerings include options for individuals and families to preserve personal information online and in the physical world. It includes scans, alerts, defenses, and assistance when it comes to keeping your identity secure.
What Does Identity Protect Offer?
Identity Protect covers customers on a multitude of levels when it comes to their identity. It does this with monitoring systems and fraud alerts to make you aware of suspicious behavior. They help you nip any potential problems in the bud.
Identity Protect offers services to assist customers with identity resolution and restoration, too, and cover people for credit freezes. Here is a list of aspects where Identity Protects can help:
- Bank accounts
- Checking accounts
- Credit cards
- Driver’s license
- Investment accounts
- Personal information, such as home address or social security number
- Social media reputation
- Spouse and children
When it comes to picking a plan, Identity Protect gives its users three options: Standard, Advanced, and Ultimate. If you want, you can sign up for a seven-day trial of any of the options for one dollar. Here are the features included in each package:
- Three bureau credit monitoring
- Credit fraud consultation
- Change of address report and monitoring
- Internet surveillance monitoring
- Dark web surveillance monitoring
- Identity theft recovery specialists
- Assistance with cancellation and replacement of credit cards, driver’s licenses, social security cards, and more
- Loan matching concierge service
- Discounts with partner brands
- Social security trace report
- $10,000 loss protection reimbursement
- All the features mentioned above
- $25,000 of loss protection reimbursement
- Credit score tracker from TransUnion
- Credit score and report from Experian
- Military-grade encryption
- All the features mentioned above
- $1,00,000 loss protection reimbursement
- Addition of spouse and children at no extra cost
- Social media site reputation monitoring
- Checking account open warning
- Investment account monitoring
- Reduction of spam emails and postal mail
- Credit simulator
- One-time court and criminal report and ongoing monitoring
How Much Does Identity Protect Cost?
Identity Protect offers coverage for individuals and families that come with monthly payments. If you want to cover more than one person, though, you have to sign up for the Ultimate plan. Here are the costs associated with each package.
- Standard: $9.16 per month, $109.89 per year
- Advanced: $18.32 per month, $219.89 per year
- Ultimate: $27.49 per month, $329.89 per year
Is Identity Protect Secure?
When it comes to protecting personal information on multiple fronts, Identity Protect has you covered. The company takes active and defensive measures to ensure you get the protection you need at a price that fits your budget. While no plan can guarantee security all the time, Identity Protect delivers when it comes to protecting customers against unwanted risk.
Pros of identity Protection
Social Media Protection
The proliferation of social media’s popularity and integration into popular culture is difficult to overstate. Whether you have Facebook, Twitter, LinkedIn, TikTok, or a combination of platforms, these sites contain sensitive information. It is why social media coverage is one of the essential features of any robust identity protection plan.
Customers interested in social media protection have to sign up for the Ultimate plan. From a business standpoint, this strategy makes sense as this coverage is typically the carrot companies dangle to get people to sign up for the most expensive plan. The Ultimate plan does have a bevy of other benefits that make it worth consideration, though.
Identity Protect’s prices are on par with its competitors. Prices for their plans start at $9.16 per month, and it comes with a considerable range of features. If you sign up for the ultimate membership option, you can save money by adding your spouse and children to the plan at no extra cost.
If the encryption that Identity Protect uses is good enough for the military, it is certainly good enough for you, too. The company uses an AES-256 military-grade encryption algorithm that protects passwords for all your accounts simultaneously. In addition to the armed forces, governments and intelligence agencies also use the algorithm to protect their most sensitive information.
Up to One Million Dollar Insurance Coverage
Identity Protect offers customers $1 million when it comes to compensating for fraud. The figure goes towards several different types of financial loss, such as legal fees, lost wages, bank account losses, and more. Plus, there is no deductible for the policy.
Cons of Identity Protect
Identity Protect got its start six years ago in Las Vegas, Nevada. While youthfulness isn’t necessarily a con, there are plenty of other companies in the industry with significantly more experience. If you want a robust track record of identity protection and the experience to back it up, then Identity Protect may not be for you.
No Antivirus Software
Antivirus software protects computers from external threats. While no product is perfect, it can mitigate damage from worms, bots, rootkits, spyware, Trojan horses, and more. Despite being an identity protection service, Identity Protect does not have any antivirus software products to preserve your computer.
Lack of Information Online
There is relatively little information about Identity Protect online. For instance, there is no “About Us” section on their website, a few reviews of their products, and a social media presence that is effectively zero. While this transparency is not a red flag, it may be enough to raise an eyebrow.
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