What Is a Tri-Merge Credit Report?
When you apply for a mortgage, your credit history will play a major role in deciding the type and amount of home loan you’re eligible for. Mortgage lenders will take a look at more than just your credit score, utilizing what’s known as a tri-merge credit report to gauge your credibility. The report is essentially […]
How Many Inquiries Is Too Many?
When you apply for a loan or bank card, the lender will request a copy of your credit report to evaluate your risk. By applying for the loan in the first place, you are authorizing the lender to receive a copy of your credit report from one of the three major credit bureaus. Each time […]
How to Remove First Financial Asset Management from Your Credit Report
It’s a situation that no one wants to be in. You’re getting phone calls and letters from a company demanding that you make payments on an old debt. You may not even remember having the debt in the first place. But one thing is clear; this company is not going anywhere. First Financial Asset Management […]
