Removing Collections from Your Credit Report in 4 Steps
Your credit score is a number assigned to you between 300 and 850 that credit card providers and lenders use to determine how financially trustworthy you are. Many factors affect your credit score, but unpaid debts, especially those that appear as collection accounts on your credit report, are the most influential. The average credit score […]
Learn How to Negotiate With Debt Collectors—and Win
Your credit score is a number between 300 and 850 that credit bureaus assign to you to indicate your creditworthiness. Not paying back what you owe damages your credit score and could eventually lead to debt collectors chasing you for money, making your life very stressful. It also makes it much more difficult and expensive […]
Removing A Charge-Off From Your Credit Report: Is It Possible?
Your credit score determines whether you can apply for a loan, a mortgage, and even some jobs, so keeping it as high as possible is crucial. Having what’s called a charge-off show up on your credit report is pretty bad news. It shows that you’ve stopped making payments on a debt and that your creditor […]
